Legal

Terms of Service

Effective Date: June 1, 2026

Last updated: June 1, 2026

Welcome to Coach Kia Joy / SV Wellness Space. By accessing or using our website at coachkiajoy.com or coachkiajoy.net (the "Site") and any services offered through it, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully before using the Site.

If you do not agree with any part of these Terms, please do not use our Site or services.

1. About Our Services

Coach Kia Joy, operating through SV Wellness Space, provides health and wellness coaching, the W.E.A.L.T.H. Framework program, wellness assessments, and related educational content. Our services are intended for general wellness education and personal development purposes.

Important: Our services are not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

2. Eligibility

By using the Site and our services, you represent that:

3. Use of the Site

You agree not to:

4. Wellness Coaching and Program Disclaimer

Wellness coaching and the W.E.A.L.T.H. Framework program are educational and supportive in nature. Results vary based on individual commitment, circumstances, and other factors. Coach Kia Joy does not guarantee specific outcomes from participation in any program or service.

Our coaching services are not:

If you have a medical or mental health condition, please consult a licensed professional before beginning any wellness program.

5. Intellectual Property

All content on this Site, including but not limited to the W.E.A.L.T.H. Framework, text, graphics, logos, quiz content, program materials, and course content, is the intellectual property of Coach Kia Joy and SV Wellness Space and is protected by copyright and other applicable laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this Site without express written permission from Coach Kia Joy.

6. Payment and Refund Policy

Specific payment terms and refund policies for coaching programs and services will be provided at the time of purchase or enrollment. Please review those terms carefully before making any payment.

The free W.E.A.L.T.H. Quiz and complimentary Discovery Call are provided at no charge and require no payment information.

7. Third-Party Links

Our Site may contain links to third-party websites such as scheduling platforms, social media, and external resources. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Limitation of Liability

To the fullest extent permitted by law, Coach Kia Joy and SV Wellness Space shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or services, even if we have been advised of the possibility of such damages.

Our total liability to you for any claim arising out of or relating to these Terms or our services shall not exceed the amount you paid us in the six months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless Coach Kia Joy, SV Wellness Space, and their respective officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Site, violation of these Terms, or infringement of any third-party rights.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it carefully.

11. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Prince George's County, Maryland.

13. Contact Us

If you have any questions about these Terms of Service, please contact us: